I had a EGD surgery in April 2021. I paid $16XX to a Michigan hospital. Later I login in my United Healthcare online account. I read the claim and tried to tally the number.
“You May Owe” caught my eyes — What does that mean?!
I already paid the bill to the hospital. Should I pay my insurance company again?
It feels like being grilled TWICE… Ouch!!!!!!!
I lost in panic for 10 minutes. “Pay Now” looks so tempting. It’s mocking at me for not knowing how insurance works.
Thanks to Google I finally grew up for myself tonight, a little bit. Plenty of discussions on Reddit:
“”You may owe” in UHC….. should I ignore it if I don’t get an actual bill?”
“Health and Dental EOB says I owe but providers said I didn’t”
NO. You can ignore “You May Owe” as long as you cleared all the bills from the healthcare provider.
It’s up to the hospital/dentist/clinic/… (provider) to charge you. You don’t need to pay anything until the provider sends you a bill or invoice.
So I added the number of all the YOU MAY OWE from the all claims of the surgery VS the $16XX bill from the hospital. Yes!! They matched!! That saved my day!!!!!
